We use internet banking heavily at home. I can understand how people can get nervous about it though as you just have a user name and password protecting all your money (or lack of it)!
The picture that i’ve attached is something we got from Natwest a couple of weeks ago. Basically it’s a calculator that doubles up as a card reader.
When performing certain actions you are prompted by the website you insert your bank card, enter your PIN and your given a one time code to enter (two factor authentication anyone?!)
Neat little idea. It’s pretty cool how it has another use as well. Kudos to the bank for taking security seriously